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Here are a few rules about investing. The longer you invest (leave your money in the market) the lower your risk.
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Small Business Investment Companies (SBICs) are privately owned, venture capital firms organized under the auspices of the SBA. SBICs either lend money to, or invest money in, small businesses primarily within their local area. Categorized as "Federal Licensees" (meaning the federal government has given the SBIC its stamp of approval), ups or provide operating funds with which to expand existing businesses. Through their relationship with the SBA, they are also able to offer particularly favorable terms and conditions to "disadvantaged businesses."
- Most banks are anxious to promote business and employment, and, for this purpose, they have business management units staffed by those who understand the needs of business
- Loans are given out to viable businesses, if they provide an adequate business plan and realistic business projections
- The banks conduct reviews of business performance from time to time in order to ensure that the money they have invested is safe
- The principal competitors of the banks are building societies, credit unions, insurance companies, and various other lending agencies
- In future years all banks will compete on an equal footing.
For this reason they will give better facilities to customers who have higher rates of credit worthiness
